A car accident can change your life in seconds, leaving you with mounting medical bills, time away from work, and lasting physical and emotional trauma. If you were hurt on a South Florida road, a knowledgeable Miami car accident lawyer can protect your rights while you focus on healing. Attorney Tyson Kutner represents injured drivers, passengers, and pedestrians throughout Miami-Dade County and the Keys, and handles every step of your claim so the insurance companies do not run over you.
How Florida’s no-fault system works
Florida is a no-fault state, which surprises many people after a crash. Every driver is required to carry Personal Injury Protection (PIP) coverage of at least $10,000, and that coverage pays a portion of your own medical bills and lost wages regardless of who caused the accident. There is one critical catch: you generally must seek medical treatment within 14 days of the crash to preserve your PIP benefits.
PIP rarely covers everything, though. To step outside the no-fault system and pursue the at-fault driver for full damages, including pain and suffering, your injury generally must meet Florida’s “serious injury” threshold, such as a permanent injury or significant scarring or disfigurement. As your car accident attorney, we document your injuries thoroughly so we can pursue every dollar the law allows.
Common causes of car accidents
Most crashes come down to another driver’s carelessness. The collisions we see most often across South Florida include:
- Rear-end collisions, frequently caused by tailgating or sudden stops
- Distracted driving, especially texting behind the wheel
- Running red lights and dangerous left-turn and intersection crashes
- Speeding and aggressive driving
- Drunk or impaired driving (DUI)
- Hit-and-run crashes where the at-fault driver flees the scene
Pinpointing exactly how a crash happened is the foundation of your claim, and we investigate each one carefully to establish who was truly at fault.
What your car accident claim may be worth
There is no single number that fits every case. The value of an auto accident claim depends on the severity of your injuries, how long your recovery takes, and how the crash has affected your life and your income. Depending on the facts, you may be owed:
- Past and future medical expenses
- Lost wages and reduced earning capacity
- Pain, suffering, and emotional distress
- Property damage to your vehicle
Because so many Florida drivers are uninsured or underinsured, Uninsured/Underinsured Motorist (UM/UIM) coverage is often critical to a full recovery. We review every available policy so no source of compensation is overlooked.
Don’t accept the first offer
Insurance companies count on injured people accepting fast, low settlements before the full extent of their injuries is known. An early check may feel like a relief, but it can leave you paying for future surgeries, therapy, and lost income out of your own pocket. We handle every conversation with the insurer for you, build your case for its true value, and are prepared to file suit and go to trial when that is what it takes.
What to do after a crash
The steps you take in the first days matter. To protect both your health and your claim:
- Get medical care right away — even if you feel fine, serious injuries often surface later, and Florida’s no-fault rules generally require treatment within 14 days.
- Document the scene — photograph the vehicles, the roadway, and your injuries, and gather witness contact information.
- Report the accident and exchange insurance information with the other driver.
- Call a car accident lawyer before giving a recorded statement or accepting any offer from an insurer.
Remember that the statute of limitations for most car-accident claims is two years from the date of the crash, so it is best not to wait.
Were you partly at fault?
You may still have a claim. Florida follows modified comparative negligence: if you are more than 50% at fault you recover nothing, but as long as your share is 50% or less, your damages are simply reduced by your percentage of fault. Insurers routinely try to pin extra blame on injured drivers to shrink what they pay. Having an advocate who can counter that with hard evidence is often what protects the value of your recovery.
Serving South Florida
From our office in Palmetto Bay, Miami car accident lawyer Tyson Kutner represents crash victims across Pinecrest, Kendall, Cutler Bay, and Coral Gables, and on south through South Miami, Homestead, Key Biscayne, and the Florida Keys, as well as throughout Miami-Dade County. We know the busy corridors where these crashes happen — US-1, the Palmetto Expressway, the Florida Turnpike, and I-95 — and we are ready to help.
If you or a loved one was hurt in a car accident, contact Kutner Personal Injury for a free, no-obligation consultation. You pay nothing unless we win.
